Get the Right Home Loan
With Advice That Makes Sense
Compare top NZ lenders, cut through the clutter, and make your next mortgage move with confidence.
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Trusted by hundreds of Kiwi homeowners • FSP669431 • Over $600 million in total lending • 12+ years experience • 20+ lenders
Hear From Jason
A quick introduction to how I work with clients and help them achieve their property goals.
Expert Mortgage Advice
Essential guides to help you make informed decisions about your mortgage journey.
5 Common First Home Buyer Mistakes
Essential tips to avoid costly pitfalls on your journey to home ownership in NZ.
Calculate Your Usable Home Equity
Use our free calculator to find out how much equity you can access from your home. Get expert advice on making the most of your equity.
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When to Refinance Your Mortgage
Key factors to consider when thinking about refinancing your home loan.
20+ Lending Partners
Meet Jason Bruce
Your Financial Adviser
Meet Jason Bruce
Your Financial Adviser
With over 12 years of experience as a Financial Adviser, I've helped hundreds of Kiwis achieve their property goals, from first homes to investment portfolios.
My approach is simple: I compare options across 20+ lenders, explain everything clearly, and structure your mortgage to support your long-term financial goals. No jargon — just practical advice you can trust.
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Explore Your Options
Use our mortgage calculators to get a feel for what's possible — then let's run the numbers together.
Mortgage Calculator
Home Equity Calculator
How many properties do you own?
This will help us calculate your total usable equity across your property portfolio.
You own 1 property
First Home Deposit • Investment Property • Refinancing • Income Requirements
Want to understand your mortgage options better?
Mortgage Services
- • First home loan options
- • Deposit strategies
- • Low Deposit options
- • Step-by-step guidance
- • Investment loan structures
- • Portfolio funding strategies
- • Interest-only options
- • Rental property lending
- • Rate negotiation
- • Loan restructuring
- • Debt consolidation
- • Cash-out refinancing
Your Journey to a Better Mortgage
Initial Consultation
Let's understand your goals
What to expect:
- •Review your current situation
- •Discuss your borrowing needs
- •Explain lending options
- •Outline next steps
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Common Questions
These will be answered by video soon, but here's what people often ask:
Answers to questions I hear most often.
Want to see how I could help you? Book a free consultation and let's explore your options together.
Settled Lending
Years of Trusted Advice
Lending Partners
Let's Find the Right Mortgage for You
Whether you're buying, refinancing, or growing a portfolio, I'll help you get the loan structure right — with clear advice and ongoing support.